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What we offer
Finance options built for your fresh start
From loans to remortgages and car finance, we connect you with specialist lenders who understand life after a debt solution.
Compare deals from our partner network and find the right option for you.
Rates, fees and eligibility vary by lender and product. We show you the key costs and terms for each option before you apply.
Frequently asked questions
Quick answers to common questions about Next Path and post-debt solution finance.
What is Next Path and who is it for?
Next Path is a specialist finance service for people who have completed a debt solution. We help you access car finance, personal loans, remortgages and secured loans from lenders who understand your situation and are willing to work with you.
Can I get car finance after a debt solution?
Yes. Many lenders consider applications from people who have completed a debt solution. Next Path works with specialist lenders who assess your current circumstances rather than your past. We help you compare options and find finance that fits your budget and goals.
How does the process work?
You tell us what you need (e.g. car finance, a loan or remortgage), we match you with suitable lenders and explain your options in plain language. There’s no obligation, and we keep everything confidential. If you decide to proceed, we guide you through the next steps.
Will applying affect my credit score?
Checking your options with us does not leave a visible footprint on your credit file in the same way as a full application. We’ll explain when a formal application might be made and what that means, so you can make an informed decision.
Is my information kept private?
Yes. We take confidentiality seriously. Your details are used only to help you find suitable finance options and are handled in line with our Privacy Policy. We never share your data for marketing by third parties without your consent.
What is Next Path's role and how are you paid?
Next Path is a credit broker, not a lender. We work with a panel of lenders to help you compare finance options. We may receive a commission or other payment from a lender if you take out a product through us. This does not change the rate you're offered.